--- title: WLM Blog (23) description: "More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.  \n (23)" image: https://insights.wlm.com.au/hubfs/WLM%20Accounting%20Blog.jpg --- [![WLM\_Logo\_RGB\_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=521&height=169&name=WLM_Logo_RGB_Orn50.png "WLM_Logo_RGB_Orn50")](http://wlm.com.au/) - [About](https://www.wlm.com.au/about/) - [Services](https://www.wlm.com.au/services/) - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/) - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/) - [Clients](https://www.wlm.com.au/clients/) - [Construction & Trades](https://www.wlm.com.au/clients/construction/) - [Family Business](https://www.wlm.com.au/clients/family-business/) - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/) - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/) - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/) - [Insights & Case Studies](https://insights.wlm.com.au/blog) - [Blog](https://insights.wlm.com.au/blog) - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download) - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download) - [Contact](https://www.wlm.com.au/contact/) [Login](https://clientlogin-us2.karbonhq.com/4Frhz6cPZq6r) - [About](https://www.wlm.com.au/about/) - [Services](https://www.wlm.com.au/services/) - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/) - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/) - [Clients](https://www.wlm.com.au/clients/) - [Construction & Trades](https://www.wlm.com.au/clients/construction/) - [Family Business](https://www.wlm.com.au/clients/family-business/) - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/) - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/) - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/) - [Insights & Case Studies](https://insights.wlm.com.au/blog) - [Blog](https://insights.wlm.com.au/blog) - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download) - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download) - [Contact](https://www.wlm.com.au/contact/) # News, views and more More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often. ### Most Recent **[Categories](https://insights.wlm.com.au/blog/page/23#!)** - [Accounting](https://insights.wlm.com.au/blog/tag/accounting) - [Business Owners](https://insights.wlm.com.au/blog/tag/business-owners) - [Australian Taxation Laws](https://insights.wlm.com.au/blog/tag/australian-taxation-laws) - [Financial Planning](https://insights.wlm.com.au/blog/tag/financial-planning) - [Tax Planning](https://insights.wlm.com.au/blog/tag/tax-planning) - [ATO](https://insights.wlm.com.au/blog/tag/ato) - [Superannuation](https://insights.wlm.com.au/blog/tag/superannuation) - [Professionals](https://insights.wlm.com.au/blog/tag/professionals) - [Home Owners & Investors](https://insights.wlm.com.au/blog/tag/home-owners-investors) - [Family Business](https://insights.wlm.com.au/blog/tag/family-business) - [25/26 Financial Year](https://insights.wlm.com.au/blog/tag/25-26-financial-year) - [Self Managed Super Funds](https://insights.wlm.com.au/blog/tag/self-managed-super-funds) - [Renewable Energy & Environment](https://insights.wlm.com.au/blog/tag/renewable-energy-environment) - [23/24 Financial Year](https://insights.wlm.com.au/blog/tag/23-24-financial-year) - [Construction](https://insights.wlm.com.au/blog/tag/construction) - [Trusts](https://insights.wlm.com.au/blog/tag/trusts) - [24/25 Financial Year](https://insights.wlm.com.au/blog/tag/24-25-financial-year) - [Case Studies](https://insights.wlm.com.au/blog/tag/case-studies) - [Insurance Underwriting](https://insights.wlm.com.au/blog/tag/insurance-underwriting) - [Personal Income Tax](https://insights.wlm.com.au/blog/tag/personal-income-tax) - [Payroll Tax](https://insights.wlm.com.au/blog/tag/payroll-tax) - [WLM News](https://insights.wlm.com.au/blog/tag/wlm-news) - [22/23 Financial Year](https://insights.wlm.com.au/blog/tag/22-23-financial-year) - [26/27 Financial Year](https://insights.wlm.com.au/blog/tag/26-27-financial-year) [![Retirement planning](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046-Aug-17-2020-02-55-55-66-AM.jpg)](https://insights.wlm.com.au/blog/retirementplanning) **Financial Planner** 18 August 2020 — 4 min read ### [Retirement Planning: How much do I need to retire?](https://insights.wlm.com.au/blog/retirementplanning) How much do you need to save to make sure you have enough to last throughout retirement? It very much depends on what your living costs will be after leaving work. Find out more about how to budget for the retirement income you’ll need for the.. [Read more](https://insights.wlm.com.au/blog/retirementplanning) [![Updates to JobKeeper 2.0](https://insights.wlm.com.au/hubfs/1200%20x%20628%20px%20Facebook%2c%20Twitter-4.png)](https://insights.wlm.com.au/blog/updates-to-jobkeeper-2.0) ![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg) **Dan McGrath** 18 August 2020 — 3 min read ### [Updates to JobKeeper 2.0](https://insights.wlm.com.au/blog/updates-to-jobkeeper-2.0) Following on from [our JobKeeper 2.0 blog on 30 July 2020](https://insights.wlm.com.au/blog/jobkeeper-2.0), on 7 August 2020, the Treasurer announced further changes to increase access to the scheme during the proposed extension period (i.e. 28 September 2020 to 28 March 2021), driven by the recent.. [Read more](https://insights.wlm.com.au/blog/updates-to-jobkeeper-2.0) [![JobKeeper 2.0](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046-Jul-30-2020-01-36-46-23-AM.jpg)](https://insights.wlm.com.au/blog/jobkeeper-2.0) ![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg) **Dan McGrath** 30 July 2020 — 9 min read ### [JobKeeper 2.0](https://insights.wlm.com.au/blog/jobkeeper-2.0) The second tranche of the JobKeeper scheme changes the eligibility test for employers and the method and amount paid to employees. [Read more](https://insights.wlm.com.au/blog/jobkeeper-2.0) [![WLM Director Stephen Buhlman and Dynamic Asset Portfolio Manager Dr Jerome Lander](https://insights.wlm.com.au/hubfs/Stephen%20Buhlman%20and%20Jerome%20Lander%20play%20icon%201200px.jpg)](https://insights.wlm.com.au/blog/webinar-your-2020-super-and-investments-survival-guide) **Financial Planner** 29 July 2020 — 1 min read ### [Webinar: Your 2020 Super and Investments Survival Guide](https://insights.wlm.com.au/blog/webinar-your-2020-super-and-investments-survival-guide) 2020 is proving to be the most challenging time for investment markets in a generation. The common advice from traditional financial advisers is to do nothing and ride it out. But this may not be the optimum approach for every investor, particularly.. [Read more](https://insights.wlm.com.au/blog/webinar-your-2020-super-and-investments-survival-guide) [![](https://insights.wlm.com.au/hubfs/Stock%20images/Pretty%20young%20lady%20taking%20a%20decision%20with%20scale%20above%20her%20head.jpeg)](https://insights.wlm.com.au/blog/mortgage-vs-super-where-should-you-out-your-extra-money) ![Amanda Rogers](https://insights.wlm.com.au/hs-fs/hubfs/AR%20headshot.jpg?width=400&height=250&name=AR%20headshot.jpg) **Amanda Rogers** 23 July 2020 — 1 min read ### [Mortgage vs super: Where should you put your extra money?](https://insights.wlm.com.au/blog/mortgage-vs-super-where-should-you-out-your-extra-money) It's an age old question - are you better off putting extra money into your home loan or super? We look at how the numbers stack up and the pros and cons of each option. [Read more](https://insights.wlm.com.au/blog/mortgage-vs-super-where-should-you-out-your-extra-money) [![Lower minimum pension drawdown rates](https://insights.wlm.com.au/hubfs/iStock-1142642249.jpg)](https://insights.wlm.com.au/blog/lower-minimum-pension-drawdown-rates) **Financial Planner** 21 July 2020 — 4 min read ### [Lower minimum pension drawdown rates](https://insights.wlm.com.au/blog/lower-minimum-pension-drawdown-rates) On 22nd March 2020, the government announced a 50% reduction in the minimum income drawdown from account-based pensions and similar retirement products for the remainder of the 2019-20 and 2020-21 financial years. [Read more](https://insights.wlm.com.au/blog/lower-minimum-pension-drawdown-rates) [![NSW small business cash grants](https://insights.wlm.com.au/hubfs/Cash%20Grants%201200px.jpg)](https://insights.wlm.com.au/blog/nsw-small-business-cash-grants) ![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg) **Dan McGrath** 13 July 2020 — 4 min read ### [NSW small business cash grants](https://insights.wlm.com.au/blog/nsw-small-business-cash-grants) In these trying times, the NSW government is supporting small businesses in NSW with a couple of targeted grants, such as: [Read more](https://insights.wlm.com.au/blog/nsw-small-business-cash-grants) [![Accounting Compliance: Tip lines, tax returns and STP](https://insights.wlm.com.au/hubfs/Tipe%20Lines%201200px.jpg)](https://insights.wlm.com.au/blog/tip-lines-tax-returns-and-stp) ![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg) **Dan McGrath** 13 July 2020 — 5 min read ### [Accounting Compliance: Tip lines, tax returns and STP](https://insights.wlm.com.au/blog/tip-lines-tax-returns-and-stp) **We always knew that a Government scheme swiftly distributing cash during a crisis was going to come with equally swift compliance and review measures, particularly when eligibility was self-assessed. Two major Australian Taxation Office (ATO)..** [Read more](https://insights.wlm.com.au/blog/tip-lines-tax-returns-and-stp) [![](https://insights.wlm.com.au/hubfs/Stock%20images/Tax%20Refund%20-%20Orange%20Button%20on%20Computer%20Keyboard.%20Internet%20Concept..jpeg)](https://insights.wlm.com.au/blog/experts-reveal-the-best-way-to-spend-your-tax-return-this-year) **Financial Planner** 03 July 2020 — 1 min read ### [Experts reveal the best way to spend your tax return this year](https://insights.wlm.com.au/blog/experts-reveal-the-best-way-to-spend-your-tax-return-this-year) The best part of tax-time paperwork is looking forward to the small windfall you might receive after you lodge your tax return. But this year, Aussies are feeling the pinch as the coronavirus crisis saw jobs lost and fewer hours worked. So what’s.. [Read more](https://insights.wlm.com.au/blog/experts-reveal-the-best-way-to-spend-your-tax-return-this-year) [![Riding out a downturn is not always the smartest approach](https://insights.wlm.com.au/hubfs/Downside%20risk.png)](https://insights.wlm.com.au/blog/how-to-manage-your-investment-portfolios-for-downside-risk) **Financial Planner** 23 June 2020 — 2 min read ### [Riding out a downturn is not always the smartest approach](https://insights.wlm.com.au/blog/how-to-manage-your-investment-portfolios-for-downside-risk) During market downturns, investors are typically advised to stick with their existing asset allocation that is based on a risk profile, rather than crystalise their losses. The advice is offered in the hope that the downturn will be short lived and.. [Read more](https://insights.wlm.com.au/blog/how-to-manage-your-investment-portfolios-for-downside-risk) [1](https://insights.wlm.com.au/blog/page/1) [...](https://insights.wlm.com.au/blog/page/18) [21](https://insights.wlm.com.au/blog/page/21) [22](https://insights.wlm.com.au/blog/page/22) [23](https://insights.wlm.com.au/blog/page/23) [24](https://insights.wlm.com.au/blog/page/24) [25](https://insights.wlm.com.au/blog/page/25) [...](https://insights.wlm.com.au/blog/page/28) [29](https://insights.wlm.com.au/blog/page/29) ### Free Resources - [Whitepaper: How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download) - [Whitepaper: Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download) - [E-Guide: 7 financial mistakes of builders and tradies](https://explore.wlm.com.au/financial-mistakes-of-builders-and-tradies) - [E-Guide: Tax and accounting considerations for setting up an insurance underwriting agency in Australia](https://explore.wlm.com.au/tax-and-accounting-considerations-for-setting-up-an-insurance-underwriting-agency-in-australia) - [A guide to the Federal Budget 2025 - 26](https://explore.wlm.com.au/a-guide-to-the-federal-budget-2025-26) - [EOFY Tax Planning Webinar](https://youtu.be/xhf7yafx8YE?si=TuqCM5eEtWPP91lg) - [EOFY business checklist](https://explore.wlm.com.au/your-business-end-of-financial-year-checklist) ### Blog Categories - [Accounting (169)](https://insights.wlm.com.au/blog/tag/accounting) - [Business Owners (143)](https://insights.wlm.com.au/blog/tag/business-owners) - [Australian Taxation Laws (126)](https://insights.wlm.com.au/blog/tag/australian-taxation-laws) - [Financial Planning (88)](https://insights.wlm.com.au/blog/tag/financial-planning) - [Tax Planning (76)](https://insights.wlm.com.au/blog/tag/tax-planning) - [ATO (56)](https://insights.wlm.com.au/blog/tag/ato) - [Superannuation (54)](https://insights.wlm.com.au/blog/tag/superannuation) - [Professionals (40)](https://insights.wlm.com.au/blog/tag/professionals) - [Home Owners & Investors (34)](https://insights.wlm.com.au/blog/tag/home-owners-investors) - [Family Business (30)](https://insights.wlm.com.au/blog/tag/family-business) - [25/26 Financial Year (25)](https://insights.wlm.com.au/blog/tag/25-26-financial-year) - [Self Managed Super Funds (23)](https://insights.wlm.com.au/blog/tag/self-managed-super-funds) - [Renewable Energy & Environment (20)](https://insights.wlm.com.au/blog/tag/renewable-energy-environment) - [23/24 Financial Year (18)](https://insights.wlm.com.au/blog/tag/23-24-financial-year) - [Construction (18)](https://insights.wlm.com.au/blog/tag/construction) - [Trusts (18)](https://insights.wlm.com.au/blog/tag/trusts) - [24/25 Financial Year (17)](https://insights.wlm.com.au/blog/tag/24-25-financial-year) - [Case Studies (17)](https://insights.wlm.com.au/blog/tag/case-studies) - [Insurance Underwriting (16)](https://insights.wlm.com.au/blog/tag/insurance-underwriting) - [Personal Income Tax (13)](https://insights.wlm.com.au/blog/tag/personal-income-tax) - [Payroll Tax (9)](https://insights.wlm.com.au/blog/tag/payroll-tax) - [WLM News (9)](https://insights.wlm.com.au/blog/tag/wlm-news) - [22/23 Financial Year (8)](https://insights.wlm.com.au/blog/tag/22-23-financial-year) - [26/27 Financial Year (8)](https://insights.wlm.com.au/blog/tag/26-27-financial-year) ## Subscribe Stay up to date with tax and accounting news, and subscribe to our newsletter. 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WLM does not however warrant the accuracy of the information and forecasts possibly contained in the WLM website. No visitor to the site should rely upon the information and/or recommendations contained in the WLM website. WLM strongly recommends that all prospective purchasers of securities should make their own inquiries and seek professional advice before acting on any of the information contained in the WLM website. Should you wish to seek advice, please feel welcome to [contact us](http://wlm.advisclient.com.au/contact/).