---
title: WLM Blog (21)
description: "More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.  \n (21)"
image: https://insights.wlm.com.au/hubfs/WLM%20Accounting%20Blog.jpg
---

[![WLM\_Logo\_RGB\_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=521&height=169&name=WLM_Logo_RGB_Orn50.png "WLM_Logo_RGB_Orn50")](http://wlm.com.au/)

- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
    - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/)
- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

[Login](https://clientlogin-us2.karbonhq.com/4Frhz6cPZq6r)

- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
    - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/)
- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

# News, views and more

More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.

### Most Recent

**[Categories](https://insights.wlm.com.au/blog/page/21#!)**

- [Accounting](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Self Managed Super Funds](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [Renewable Energy & Environment](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [Construction](https://insights.wlm.com.au/blog/tag/construction)
- [23/24 Financial Year](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Trusts](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [26/27 Financial Year](https://insights.wlm.com.au/blog/tag/26-27-financial-year)
- [Payroll Tax](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year](https://insights.wlm.com.au/blog/tag/22-23-financial-year)

[![Will the ATO be targeting Professionals and Professional firms?](https://insights.wlm.com.au/hubfs/WLM%20image%20size%20tempate-Apr-27-2021-03-20-26-24-AM.jpg)](https://insights.wlm.com.au/blog/professionals)

![Amanda Rogers](https://insights.wlm.com.au/hs-fs/hubfs/AR%20headshot.jpg?width=400&height=250&name=AR%20headshot.jpg)

**Amanda Rogers**

 27 April 2021 —  2 min read

### [Will the ATO be targeting Professionals and Professional firms?](https://insights.wlm.com.au/blog/professionals)

The ATO updated their guidance on Service entity arrangements in 2019 and now in 2021 have provided a broader risk matrix to determine which professional practices should be reviewed and/or audited. Should Professionals, such as doctors, dentists,..

[Read more](https://insights.wlm.com.au/blog/professionals)

[![Superannuation changes from 1 July 2021](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628-Apr-14-2021-12-02-52-44-AM.png)](https://insights.wlm.com.au/blog/superannuation_changes)

![Amanda Rogers](https://insights.wlm.com.au/hs-fs/hubfs/AR%20headshot.jpg?width=400&height=250&name=AR%20headshot.jpg)

**Amanda Rogers**

 19 April 2021 —  7 min read

### [Superannuation changes from 1 July 2021](https://insights.wlm.com.au/blog/superannuation_changes)

**Changes from 1 July 2021 will impact how much money you can contribute to superannuation and how much you can have in your retirement phase superannuation account.**

[Read more](https://insights.wlm.com.au/blog/superannuation_changes)

[![Financial Plan can improve your health and wellbeing](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628-Apr-13-2021-04-06-57-18-AM.png)](https://insights.wlm.com.au/blog/financial_plan)

**Financial Planner**

 14 April 2021 —  2 min read

### [A Financial Plan can improve your health and wellbeing](https://insights.wlm.com.au/blog/financial_plan)

We often focus on the money-related benefits of financial planning. Putting together a road map for your finances can improve your money management skills and help you reach your goals like paying off debt or saving for retirement. It makes sense to..

[Read more](https://insights.wlm.com.au/blog/financial_plan)

[![Pandemic productivity gap](https://insights.wlm.com.au/hubfs/woman-napping-at-work-picture-id611890458.jpg)](https://insights.wlm.com.au/blog/pandemic_productivity_gap)

![WLM Accounting](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_Org_100x100.jpg?width=400&height=250&name=WLM_Logo_Org_100x100.jpg)

**WLM Accounting**

 19 March 2021 —  2 min read

### [The Pandemic Productivity Gap](https://insights.wlm.com.au/blog/pandemic_productivity_gap)

A recent article published in the [Harvard Business Review](https://hbr.org/2020/12/the-pandemic-is-widening-a-corporate-productivity-gap) by Bain & Co suggests that the pandemic has widened the productivity gap between top performing companies and others.

[Read more](https://insights.wlm.com.au/blog/pandemic_productivity_gap)

[![Downsizing the family home - what you need to know](https://insights.wlm.com.au/hubfs/senior-couple-sold-home-picture-id157677992.jpg)](https://insights.wlm.com.au/blog/downsizing)

**Financial Planner**

 17 March 2021 —  2 min read

### [Downsizing the family home in retirement - what you need to know](https://insights.wlm.com.au/blog/downsizing)

Did you know that older Aussies can put up to $300,000 into their super using the money from the sale of their main residence, regardless of caps and restrictions that otherwise apply.

[Read more](https://insights.wlm.com.au/blog/downsizing)

[![Charley Tarchichi](https://insights.wlm.com.au/hubfs/Charlie%20WLM%201200px.jpg)](https://insights.wlm.com.au/blog/charley-tarchichi)

![WLM Accounting](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_Org_100x100.jpg?width=400&height=250&name=WLM_Logo_Org_100x100.jpg)

**WLM Accounting**

 04 March 2021 —  1 min read

### [Introducing WLM's new Associate Director - Charley Tarchichi](https://insights.wlm.com.au/blog/charley-tarchichi)

Congratulations to Charley Tarchichi for his recent promotion to Associate Director.

[Read more](https://insights.wlm.com.au/blog/charley-tarchichi)

[![Investment markets](https://insights.wlm.com.au/hubfs/Investment%20markets.jpg)](https://insights.wlm.com.au/blog/investment_markets)

**Financial Planner**

 24 February 2021 —  2 min read

### [Where will investment markets go from here?](https://insights.wlm.com.au/blog/investment_markets)

We have had a number of clients ask us about our thoughts on the current investment markets and how our investment style (Goals Based Investing or GBI) will perform over the next one to two years.

[Read more](https://insights.wlm.com.au/blog/investment_markets)

[![JobKeeper ](https://insights.wlm.com.au/hubfs/JK%20Ipdates%201200%20x%20628%20px%20Facebook%2c%20Twitter.jpg)](https://insights.wlm.com.au/blog/job-keeper-final-)

![WLM Accounting](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_Org_100x100.jpg?width=400&height=250&name=WLM_Logo_Org_100x100.jpg)

**WLM Accounting**

 12 February 2021 —  4 min read

### [The final stage of JobKeeper and how to access it](https://insights.wlm.com.au/blog/job-keeper-final-)

**The impact of COVID-19 has been felt very differently from region to region. Fortunes vary wildly between business operators subject to ongoing lockdowns and trading impediments to those benefiting from the “new normal”.**

[Read more](https://insights.wlm.com.au/blog/job-keeper-final-)

[![Small business](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046.jpg%20cafe.jpg)](https://insights.wlm.com.au/blog/smallbusiness)

![WLM Accounting](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_Org_100x100.jpg?width=400&height=250&name=WLM_Logo_Org_100x100.jpg)

**WLM Accounting**

 29 January 2021 —  1 min read

### [New insolvency reforms to support small business](https://insights.wlm.com.au/blog/smallbusiness)

The government has made changes to our [Insolvency Framework](https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/insolvency) to help more small businesses restructure and survive the economic impact of COVID-19.

[Read more](https://insights.wlm.com.au/blog/smallbusiness)

[![Retirement Planning](https://insights.wlm.com.au/hubfs/BigPicFamPlan_Socials_Oct19.jpg)](https://insights.wlm.com.au/blog/retirement_planning)

**Financial Planner**

 25 January 2021 —  3 min read

### [How to avoid running out of money - Retirement planning strategies](https://insights.wlm.com.au/blog/retirement_planning)

Retirement has changed. We are not only living longer; we are also healthier and more active than ever before. This has all kinds of implications for our retirement and the amount of money we need to sustain our lifestyles. The statistics paint a..

[Read more](https://insights.wlm.com.au/blog/retirement_planning)

<https://insights.wlm.com.au/blog/page/20> [1](https://insights.wlm.com.au/blog/page/1) [...](https://insights.wlm.com.au/blog/page/16) [19](https://insights.wlm.com.au/blog/page/19) [20](https://insights.wlm.com.au/blog/page/20) [21](https://insights.wlm.com.au/blog/page/21) [22](https://insights.wlm.com.au/blog/page/22) [23](https://insights.wlm.com.au/blog/page/23) [...](https://insights.wlm.com.au/blog/page/26) [29](https://insights.wlm.com.au/blog/page/29) <https://insights.wlm.com.au/blog/page/22>

### Free Resources

- [Whitepaper: How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Whitepaper: Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
- [E-Guide: 7 financial mistakes of builders and tradies](https://explore.wlm.com.au/financial-mistakes-of-builders-and-tradies)
- [E-Guide: Tax and accounting considerations for setting up an insurance underwriting agency in Australia](https://explore.wlm.com.au/tax-and-accounting-considerations-for-setting-up-an-insurance-underwriting-agency-in-australia)
- [A guide to the Federal Budget 2025 - 26](https://explore.wlm.com.au/a-guide-to-the-federal-budget-2025-26)
- [EOFY Tax Planning Webinar](https://youtu.be/xhf7yafx8YE?si=TuqCM5eEtWPP91lg)
- [EOFY business checklist](https://explore.wlm.com.au/your-business-end-of-financial-year-checklist)

### Blog Categories

- [Accounting (173)](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners (146)](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws (130)](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning (88)](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning (78)](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO (60)](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation (55)](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals (40)](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors (34)](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business (31)](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year (26)](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Self Managed Super Funds (24)](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [Renewable Energy & Environment (20)](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [Construction (19)](https://insights.wlm.com.au/blog/tag/construction)
- [23/24 Financial Year (18)](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Trusts (18)](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year (17)](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies (17)](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting (16)](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax (13)](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [26/27 Financial Year (12)](https://insights.wlm.com.au/blog/tag/26-27-financial-year)
- [Payroll Tax (9)](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News (9)](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year (8)](https://insights.wlm.com.au/blog/tag/22-23-financial-year)

## Subscribe

Stay up to date with tax and accounting news, and subscribe to our newsletter.

[![WLM\_Logo\_RGB\_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=195&height=63&name=WLM_Logo_RGB_Orn50.png)](http://wlm.com.au/)

###### Contact

WLM Financial Services Pty Limited  
Level 20, 56 Pitt Street, Sydney NSW 2000  
GPO Box 5025, Sydney NSW 2001

**T** [02 9221 7777](tel:292217777)

###### Social

- <https://au.linkedin.com/company/wlm-financial-services-pty-ltd?trk=public_profile_topcard_current_company>
- <https://www.facebook.com/pages/category/Financial-Planner/WLM-Financial-Services-Pty-Ltd-1621313484830150/>
- <https://x.com/WLM_accounting>
- <https://www.instagram.com/wlm_accounting/>

- [TAX & COMPLIANCE](https://www.wlm.com.au/services/tax-and-compliance/) 
    - [Business Tax](https://www.wlm.com.au/services/tax-and-compliance/business-tax/)
    - [Company Secretarial](https://www.wlm.com.au/services/tax-and-compliance/company-secretarial/)
    - [Self-managed Super Funds](https://www.wlm.com.au/services/tax-and-compliance/self-managed-super-funds/)
    - [Personal Taxes](https://www.wlm.com.au/services/tax-and-compliance/personal-taxes/)
    - [Back-Office services](https://www.wlm.com.au/services/tax-and-compliance/back-office-services/)
    - [AFSL Accounting](https://www.wlm.com.au/services/tax-and-compliance/afsl-accounting/)
- [STRATEGY & ADVICE](https://www.wlm.com.au/services/strategy-and-advice/) 
    - [Business Systems](https://www.wlm.com.au/services/strategy-and-advice/business-systems/)
    - [Outsourced CFO](https://www.wlm.com.au/services/strategy-and-advice/outsourced-cfo/)
    - [Business Sales](https://www.wlm.com.au/services/strategy-and-advice/business-sales/)
    - [International Business](https://www.wlm.com.au/services/strategy-and-advice/international-business/)
    - [Our Trusted Advisor Network](https://www.wlm.com.au/services/strategy-and-advice/trusted-advisor-network/)
- [CLIENTS](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance Underwriting, Insurance Brokers & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy Projects & Asset Managers](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based and Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [OTHER](http://wlm.com.au/about/) 
    - [Resources](https://insights.wlm.com.au/blog)
    - [About](http://wlm.com.au/about/)
    - [Careers](https://explore.wlm.com.au/careers)
    - [Contact](https://www.wlm.com.au/contact/)
    - [Login](https://clientlogin-us2.karbonhq.com/4Frhz6cPZq6r/Identity/Account/Login?token=)
    - [Privacy Policy](http://wlm.com.au/privacy-policy/)

###### [Insights](https://insights.wlm.com.au/blog)

###### Legal Notices

The information contained in the WLM website, has been prepared from a wide variety of sources, which WLM, to the best of its knowledge and belief, considers accurate. WLM does not however warrant the accuracy of the information and forecasts possibly contained in the WLM website. No visitor to the site should rely upon the information and/or recommendations contained in the WLM website. WLM strongly recommends that all prospective purchasers of securities should make their own inquiries and seek professional advice before acting on any of the information contained in the WLM website. Should you wish to seek advice, please feel welcome to [contact us](http://wlm.advisclient.com.au/contact/).