---
title: WLM Blog (21)
description: "More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.  \n (21)"
image: https://insights.wlm.com.au/hubfs/WLM%20Accounting%20Blog.jpg
---

[![WLM_Logo_RGB_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=521&height=169&name=WLM_Logo_RGB_Orn50.png "WLM_Logo_RGB_Orn50")](http://wlm.com.au/)

- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
    - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/)
- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

[Login](https://clientlogin-us2.karbonhq.com/4Frhz6cPZq6r)

- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
    - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/)
- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

# News, views and more

More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.

### Most Recent

**[Categories](https://insights.wlm.com.au/blog/page/21#!)**

- [Accounting](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Renewable Energy & Environment](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [Self Managed Super Funds](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [23/24 Financial Year](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Construction](https://insights.wlm.com.au/blog/tag/construction)
- [Trusts](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [Payroll Tax](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year](https://insights.wlm.com.au/blog/tag/22-23-financial-year)
- [26/27 Financial Year](https://insights.wlm.com.au/blog/tag/26-27-financial-year)

[![JobKeeper ](https://insights.wlm.com.au/hubfs/JK%20Ipdates%201200%20x%20628%20px%20Facebook%2c%20Twitter.jpg)](https://insights.wlm.com.au/blog/job-keeper-final-)

![WLM Accounting](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_Org_100x100.jpg?width=400&height=250&name=WLM_Logo_Org_100x100.jpg)

**WLM Accounting**

 12 February 2021 —  4 min read

### [The final stage of JobKeeper and how to access it](https://insights.wlm.com.au/blog/job-keeper-final-)

**The impact of COVID-19 has been felt very differently from region to region. Fortunes vary wildly between business operators subject to ongoing lockdowns and trading impediments to those benefiting from the “new normal”.**

[Read more](https://insights.wlm.com.au/blog/job-keeper-final-)

[![Small business](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046.jpg%20cafe.jpg)](https://insights.wlm.com.au/blog/smallbusiness)

![WLM Accounting](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_Org_100x100.jpg?width=400&height=250&name=WLM_Logo_Org_100x100.jpg)

**WLM Accounting**

 29 January 2021 —  1 min read

### [New insolvency reforms to support small business](https://insights.wlm.com.au/blog/smallbusiness)

The government has made changes to our [Insolvency Framework](https://ministers.treasury.gov.au/ministers/josh-frydenberg-2018/media-releases/insolvency) to help more small businesses restructure and survive the economic impact of COVID-19.

[Read more](https://insights.wlm.com.au/blog/smallbusiness)

[![Retirement Planning](https://insights.wlm.com.au/hubfs/BigPicFamPlan_Socials_Oct19.jpg)](https://insights.wlm.com.au/blog/retirement_planning)

**Financial Planner**

 25 January 2021 —  3 min read

### [How to avoid running out of money - Retirement planning strategies](https://insights.wlm.com.au/blog/retirement_planning)

Retirement has changed. We are not only living longer; we are also healthier and more active than ever before. This has all kinds of implications for our retirement and the amount of money we need to sustain our lifestyles. The statistics paint a..

[Read more](https://insights.wlm.com.au/blog/retirement_planning)

[![Goal setting](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628-Jan-13-2021-11-07-04-01-PM.png)](https://insights.wlm.com.au/blog/goalsetting)

**Financial Planner**

 14 January 2021 —  2 min read

### [How to be SMARTER with your 2021 goal setting](https://insights.wlm.com.au/blog/goalsetting)

I wish everyone a Happy New Year. No matter what 2020 served you, the idea of a new year is still an exciting time, as people return from a well-deserved break and resolve to make some changes for the better. But, how do you make a New Year’s..

[Read more](https://insights.wlm.com.au/blog/goalsetting)

[![Make a financial plan your New Year's resolution](https://insights.wlm.com.au/hubfs/New%20Years%20Resolution%201200px.jpg)](https://insights.wlm.com.au/blog/make-a-financial-plan-your-new-years-resolution)

**Financial Planner**

 14 December 2020 —  2 min read

### [Make a financial plan your New Year's resolution](https://insights.wlm.com.au/blog/make-a-financial-plan-your-new-years-resolution)

New Year’s resolutions don’t have to be reserved for diets and exercise. Sometimes the area of your life that really needs some attention is your finances. 

[Read more](https://insights.wlm.com.au/blog/make-a-financial-plan-your-new-years-resolution)

[![Beware Share Market Hype](https://insights.wlm.com.au/hubfs/Share%20Market%20Hype%201200px.jpg)](https://insights.wlm.com.au/blog/beware-the-share-market-hype)

**Financial Planner**

 11 December 2020 —  2 min read

### [Beware the Share Market Hype](https://insights.wlm.com.au/blog/beware-the-share-market-hype)

Share markets around the world rallied in November on the back of a Biden US election victory plus vaccine optimism. In the US alone, $90bn flowed into equity funds in just three weeks!

I am reading articles stating that 2021 will be a great year in..

[Read more](https://insights.wlm.com.au/blog/beware-the-share-market-hype)

[![Financial future](https://insights.wlm.com.au/hubfs/WLM%20image%20size%20tempate-3.jpg)](https://insights.wlm.com.au/blog/us-election-financial-future)

**Financial Planner**

 20 November 2020 —  2 min read

### [What are the implications of a Joe Biden presidency and how will it affect your financial future?](https://insights.wlm.com.au/blog/us-election-financial-future)

The victory of Democrat challenger Joe Biden in the Presidential race will see a different USA to the one the world has grown accustomed to under the Trump Administration. The focus will be on countering a new surge in the coronavirus pandemic..

[Read more](https://insights.wlm.com.au/blog/us-election-financial-future)

[![Mortgage vs super](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046-11.jpg)](https://insights.wlm.com.au/blog/mortgage-vs-super)

**Financial Planner**

 28 October 2020 —  2 min read

### [Paying extra into your mortgage vs super](https://insights.wlm.com.au/blog/mortgage-vs-super)

Many people ask the question about paying off one’s mortgage vs making super contributions. This is an interesting question especially in such a low interest rate market. Remember, for most people, putting extra cashflow into super (as Concessional..

[Read more](https://insights.wlm.com.au/blog/mortgage-vs-super)

[![Federal budget Summary - Individuals and families](https://insights.wlm.com.au/hubfs/WLM%20image%20size%20tempate%202.jpg)](https://insights.wlm.com.au/blog/federal_budget-0)

**Financial Planner**

 13 October 2020 —  5 min read

### [Federal Budget Summary - What it means for individuals and families](https://insights.wlm.com.au/blog/federal_budget-0)

Here is a summary of the key takeaways for individuals and families from the 2020 Federal Budget announcement.

[Read more](https://insights.wlm.com.au/blog/federal_budget-0)

[![Federal budget](https://insights.wlm.com.au/hubfs/WLM%20image%20size%20tempate.jpg)](https://insights.wlm.com.au/blog/federal_budget)

![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg)

**Dan McGrath**

 13 October 2020 —  7 min read

### [Federal Budget Summary - What it means for business](https://insights.wlm.com.au/blog/federal_budget)

Here is a summary of the key takeaways from a tax perspective of the 2020 Federal Budget announcement and what this means for businesses.

[Read more](https://insights.wlm.com.au/blog/federal_budget)

<https://insights.wlm.com.au/blog/page/20> [1](https://insights.wlm.com.au/blog/page/1) [...](https://insights.wlm.com.au/blog/page/16) [19](https://insights.wlm.com.au/blog/page/19) [20](https://insights.wlm.com.au/blog/page/20) [21](https://insights.wlm.com.au/blog/page/21) [22](https://insights.wlm.com.au/blog/page/22) [23](https://insights.wlm.com.au/blog/page/23) [...](https://insights.wlm.com.au/blog/page/26) [28](https://insights.wlm.com.au/blog/page/28) <https://insights.wlm.com.au/blog/page/22>

### Free Resources

- [Whitepaper: How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Whitepaper: Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
- [E-Guide: 7 financial mistakes of builders and tradies](https://explore.wlm.com.au/financial-mistakes-of-builders-and-tradies)
- [E-Guide: Tax and accounting considerations for setting up an insurance underwriting agency in Australia](https://explore.wlm.com.au/tax-and-accounting-considerations-for-setting-up-an-insurance-underwriting-agency-in-australia)
- [A guide to the Federal Budget 2025 - 26](https://explore.wlm.com.au/a-guide-to-the-federal-budget-2025-26)
- [EOFY Tax Planning Webinar](https://youtu.be/xhf7yafx8YE?si=TuqCM5eEtWPP91lg)
- [EOFY business checklist](https://explore.wlm.com.au/your-business-end-of-financial-year-checklist)

### Blog Categories

- [Accounting (166)](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners (143)](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws (123)](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning (88)](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning (76)](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO (53)](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation (51)](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals (40)](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors (34)](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business (30)](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year (22)](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Renewable Energy & Environment (20)](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [Self Managed Super Funds (20)](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [23/24 Financial Year (18)](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Construction (18)](https://insights.wlm.com.au/blog/tag/construction)
- [Trusts (18)](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year (17)](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies (17)](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting (16)](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax (13)](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [Payroll Tax (9)](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News (9)](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year (8)](https://insights.wlm.com.au/blog/tag/22-23-financial-year)
- [26/27 Financial Year (5)](https://insights.wlm.com.au/blog/tag/26-27-financial-year)

## Subscribe

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###### Contact

WLM Financial Services Pty Limited  
Level 20, 56 Pitt Street, Sydney NSW 2000  
GPO Box 5025, Sydney NSW 2001

**T** [02 9221 7777](tel:292217777)

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- [TAX & COMPLIANCE](https://www.wlm.com.au/services/tax-and-compliance/) 
    - [Business Tax](https://www.wlm.com.au/services/tax-and-compliance/business-tax/)
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- [STRATEGY & ADVICE](https://www.wlm.com.au/services/strategy-and-advice/) 
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    - [International Business](https://www.wlm.com.au/services/strategy-and-advice/international-business/)
    - [Our Trusted Advisor Network](https://www.wlm.com.au/services/strategy-and-advice/trusted-advisor-network/)
- [CLIENTS](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance Underwriting, Insurance Brokers & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy Projects & Asset Managers](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based and Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [OTHER](http://wlm.com.au/about/) 
    - [Resources](https://insights.wlm.com.au/blog)
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###### [Insights](https://insights.wlm.com.au/blog)

###### Legal Notices

The information contained in the WLM website, has been prepared from a wide variety of sources, which WLM, to the best of its knowledge and belief, considers accurate. WLM does not however warrant the accuracy of the information and forecasts possibly contained in the WLM website. No visitor to the site should rely upon the information and/or recommendations contained in the WLM website. WLM strongly recommends that all prospective purchasers of securities should make their own inquiries and seek professional advice before acting on any of the information contained in the WLM website. Should you wish to seek advice, please feel welcome to [contact us](http://wlm.advisclient.com.au/contact/).