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More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.

Downsizing the family home in retirement - what you need to know

Did you know that older Aussies can put up to $300,000 into their super using the money from the sale of their main residence, regardless of caps and restrictions that otherwise apply.

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How to avoid running out of money - Retirement planning strategies

Retirement has changed. We are not only living longer; we are also healthier and more active than ever before. This has all kinds of implications for our retirement and the amount of money we need to sustain our lifestyles. The statistics paint a..

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What are the implications of a Joe Biden presidency and how will it affect your financial future?

The victory of Democrat challenger Joe Biden in the Presidential race will see a different USA to the one the world has grown accustomed to under the Trump Administration. The focus will be on countering a new surge in the coronavirus pandemic..

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Paying extra into your mortgage vs super

Many people ask the question about paying off one’s mortgage vs making super contributions. This is an interesting question especially in such a low interest rate market. Remember, for most people, putting extra cashflow into super (as Concessional..

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Seeking financial advice is more essential than ever

I read a lot of economic commentary and almost all of them state that financial (investment) assets are in a huge bubble at the moment. I heard one portfolio manager refer to markets living in ‘Lalaland’! If this is the case, we can easily see..

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Why financial wellbeing is a pillar of good health

Much like exercise and eating well, your financial wellbeing is key to living a happy and healthy life. So what is financial wellbeing, and how can you improve yours?

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It’s important to get financial advice if you are dealing with redundancy

Unfortunately, the chances of being redundant will increase over the coming 12 months as Government stimulus (JobKeeper payments) start to unwind. How you spend your time and money after redundancy can make a difference to your future financial..

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Retirement Planning: How much do I need to retire?

How much do you need to save to make sure you have enough to last throughout retirement? It very much depends on what your living costs will be after leaving work. Find out more about how to budget for the retirement income you’ll need for the..

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Lower minimum pension drawdown rates

On 22nd March 2020, the government announced a 50% reduction in the minimum income drawdown from account-based pensions and similar retirement products for the remainder of the 2019-20 and 2020-21 financial years.

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Riding out a downturn is not always the smartest approach

During market downturns, investors are typically advised to stick with their existing asset allocation that is based on a risk profile, rather than crystalise their losses. The advice is offered in the hope that the downturn will be short lived and..

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