--- title: WLM Blog | Financial Planner (4) description: "More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.  \n (4)" image: https://insights.wlm.com.au/hubfs/WLM%20Accounting%20Blog.jpg --- [![WLM\_Logo\_RGB\_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=521&height=169&name=WLM_Logo_RGB_Orn50.png "WLM_Logo_RGB_Orn50")](http://wlm.com.au/) - [About](https://www.wlm.com.au/about/) - [Services](https://www.wlm.com.au/services/) - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/) - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/) - [Clients](https://www.wlm.com.au/clients/) - [Construction & Trades](https://www.wlm.com.au/clients/construction/) - [Family Business](https://www.wlm.com.au/clients/family-business/) - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/) - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/) - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/) - [Insights & Case Studies](https://insights.wlm.com.au/blog) - [Blog](https://insights.wlm.com.au/blog) - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download) - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download) - [Contact](https://www.wlm.com.au/contact/) [Login](https://clientlogin-us2.karbonhq.com/4Frhz6cPZq6r) - [About](https://www.wlm.com.au/about/) - [Services](https://www.wlm.com.au/services/) - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/) - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/) - [Clients](https://www.wlm.com.au/clients/) - [Construction & Trades](https://www.wlm.com.au/clients/construction/) - [Family Business](https://www.wlm.com.au/clients/family-business/) - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/) - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/) - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/) - [Insights & Case Studies](https://insights.wlm.com.au/blog) - [Blog](https://insights.wlm.com.au/blog) - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download) - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download) - [Contact](https://www.wlm.com.au/contact/) # News, views and more More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often. ## Financial Planner ### Recent Posts ### Most Recent **[Categories](https://insights.wlm.com.au/blog/author/professional-planner/page/4#!)** - [Accounting](https://insights.wlm.com.au/blog/tag/accounting) - [Business Owners](https://insights.wlm.com.au/blog/tag/business-owners) - [Australian Taxation Laws](https://insights.wlm.com.au/blog/tag/australian-taxation-laws) - [Financial Planning](https://insights.wlm.com.au/blog/tag/financial-planning) - [Tax Planning](https://insights.wlm.com.au/blog/tag/tax-planning) - [ATO](https://insights.wlm.com.au/blog/tag/ato) - [Superannuation](https://insights.wlm.com.au/blog/tag/superannuation) - [Professionals](https://insights.wlm.com.au/blog/tag/professionals) - [Home Owners & Investors](https://insights.wlm.com.au/blog/tag/home-owners-investors) - [Family Business](https://insights.wlm.com.au/blog/tag/family-business) - [25/26 Financial Year](https://insights.wlm.com.au/blog/tag/25-26-financial-year) - [Self Managed Super Funds](https://insights.wlm.com.au/blog/tag/self-managed-super-funds) - [Renewable Energy & Environment](https://insights.wlm.com.au/blog/tag/renewable-energy-environment) - [23/24 Financial Year](https://insights.wlm.com.au/blog/tag/23-24-financial-year) - [Construction](https://insights.wlm.com.au/blog/tag/construction) - [Trusts](https://insights.wlm.com.au/blog/tag/trusts) - [24/25 Financial Year](https://insights.wlm.com.au/blog/tag/24-25-financial-year) - [Case Studies](https://insights.wlm.com.au/blog/tag/case-studies) - [Insurance Underwriting](https://insights.wlm.com.au/blog/tag/insurance-underwriting) - [Personal Income Tax](https://insights.wlm.com.au/blog/tag/personal-income-tax) - [Payroll Tax](https://insights.wlm.com.au/blog/tag/payroll-tax) - [WLM News](https://insights.wlm.com.au/blog/tag/wlm-news) - [22/23 Financial Year](https://insights.wlm.com.au/blog/tag/22-23-financial-year) - [26/27 Financial Year](https://insights.wlm.com.au/blog/tag/26-27-financial-year) [![](https://insights.wlm.com.au/hubfs/Increasing%20inflation%201200px.jpg)](https://insights.wlm.com.au/blog/how-increasing-inflation-is-eroding-the-value-of-your-cash) **Financial Planner** 20 September 2021 — 2 min read ### [How increasing inflation is eroding the value of your cash](https://insights.wlm.com.au/blog/how-increasing-inflation-is-eroding-the-value-of-your-cash) In December 2020, Reserve Bank of Australia (RBA) Governor, Philip Lowe, issued a statement that the official cash rate is likely to remain at 0.1% until 2024, the lowest cash rate in Australian history. With a cash rate of almost zero for the next.. [Read more](https://insights.wlm.com.au/blog/how-increasing-inflation-is-eroding-the-value-of-your-cash) [![Active Portfolio Management is Transforming Risk Management](https://insights.wlm.com.au/hubfs/Active%20Portfolio%20Management%201200px.png)](https://insights.wlm.com.au/blog/active-portfolio-management-is-transforming-risk-management) **Financial Planner** 20 August 2021 — 2 min read ### [Active Portfolio Management is Transforming Risk Management](https://insights.wlm.com.au/blog/active-portfolio-management-is-transforming-risk-management) Today's unprecedented market conditions have heightened investor uncertainty. Newspapers are reporting on fears of rising inflation, following a downward trend over the last three decades. Furthermore, central banks suggest that record-low interest.. [Read more](https://insights.wlm.com.au/blog/active-portfolio-management-is-transforming-risk-management) [![Super Contribution](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628-Jul-08-2021-01-53-05-96-AM.png)](https://insights.wlm.com.au/blog/plan-your-super-contribution-strategy-for-the-2022-financial-year) **Financial Planner** 08 July 2021 — 5 min read ### [Plan your super contribution strategy for the 2022 Financial Year](https://insights.wlm.com.au/blog/plan-your-super-contribution-strategy-for-the-2022-financial-year) Generally, your super savings will build up over the course of your working life as money from your employment income is put into super by yourself, or by your employer under the super guarantee (SG), if you’re eligible. You can make additional.. [Read more](https://insights.wlm.com.au/blog/plan-your-super-contribution-strategy-for-the-2022-financial-year) [![Investment Market Update: The Lander Report](https://insights.wlm.com.au/hubfs/The%20Lander%20Report%201200px.jpg)](https://insights.wlm.com.au/blog/investment-market-update-the-lander-report) **Financial Planner** 22 June 2021 — 2 min read ### [Investment Market Update: The Lander Report](https://insights.wlm.com.au/blog/investment-market-update-the-lander-report) We have had a number of clients ask us about our thoughts on the current investment markets and how our investment style (Goals Based Investing or GBI) will perform over the next one to two years. [Read more](https://insights.wlm.com.au/blog/investment-market-update-the-lander-report) [![Super changes effective 1 July 2021](https://insights.wlm.com.au/hubfs/New%20Super%20FY22%201200px.jpg)](https://insights.wlm.com.au/blog/important-super-changes-for-the-new-financial-year) **Financial Planner** 22 June 2021 — 3 min read ### [Important Super Changes for the new Financial Year](https://insights.wlm.com.au/blog/important-super-changes-for-the-new-financial-year) We are fast approaching the end of Financial Year and as always, there are a number of significant changes occurring to superannuation legislation effective 1 July 2021. [Read more](https://insights.wlm.com.au/blog/important-super-changes-for-the-new-financial-year) [![2021 Budget – what this means for your superannuation](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628.png%20Superannuation.png)](https://insights.wlm.com.au/blog/2021_budget_superannuation) **Financial Planner** 13 May 2021 — 3 min read ### [2021 Budget – what this means for your superannuation](https://insights.wlm.com.au/blog/2021_budget_superannuation) The 2021 Federal Budget proposed some important changes to superannuation and retirement legislation. The budget has provided opportunities for older Australians to contribute more into superannuation through the removal of the work-test (up to age.. [Read more](https://insights.wlm.com.au/blog/2021_budget_superannuation) [![Financial Plan can improve your health and wellbeing](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628-Apr-13-2021-04-06-57-18-AM.png)](https://insights.wlm.com.au/blog/financial_plan) **Financial Planner** 14 April 2021 — 2 min read ### [A Financial Plan can improve your health and wellbeing](https://insights.wlm.com.au/blog/financial_plan) We often focus on the money-related benefits of financial planning. Putting together a road map for your finances can improve your money management skills and help you reach your goals like paying off debt or saving for retirement. It makes sense to.. [Read more](https://insights.wlm.com.au/blog/financial_plan) [![Downsizing the family home - what you need to know](https://insights.wlm.com.au/hubfs/senior-couple-sold-home-picture-id157677992.jpg)](https://insights.wlm.com.au/blog/downsizing) **Financial Planner** 17 March 2021 — 2 min read ### [Downsizing the family home in retirement - what you need to know](https://insights.wlm.com.au/blog/downsizing) Did you know that older Aussies can put up to $300,000 into their super using the money from the sale of their main residence, regardless of caps and restrictions that otherwise apply. [Read more](https://insights.wlm.com.au/blog/downsizing) [![Investment markets](https://insights.wlm.com.au/hubfs/Investment%20markets.jpg)](https://insights.wlm.com.au/blog/investment_markets) **Financial Planner** 24 February 2021 — 2 min read ### [Where will investment markets go from here?](https://insights.wlm.com.au/blog/investment_markets) We have had a number of clients ask us about our thoughts on the current investment markets and how our investment style (Goals Based Investing or GBI) will perform over the next one to two years. [Read more](https://insights.wlm.com.au/blog/investment_markets) [![Retirement Planning](https://insights.wlm.com.au/hubfs/BigPicFamPlan_Socials_Oct19.jpg)](https://insights.wlm.com.au/blog/retirement_planning) **Financial Planner** 25 January 2021 — 3 min read ### [How to avoid running out of money - Retirement planning strategies](https://insights.wlm.com.au/blog/retirement_planning) Retirement has changed. We are not only living longer; we are also healthier and more active than ever before. This has all kinds of implications for our retirement and the amount of money we need to sustain our lifestyles. The statistics paint a.. [Read more](https://insights.wlm.com.au/blog/retirement_planning) [1](https://insights.wlm.com.au/blog/author/professional-planner/page/1) [...](https://insights.wlm.com.au/blog/author/professional-planner/page/1) [2](https://insights.wlm.com.au/blog/author/professional-planner/page/2) [3](https://insights.wlm.com.au/blog/author/professional-planner/page/3) [4](https://insights.wlm.com.au/blog/author/professional-planner/page/4) [5](https://insights.wlm.com.au/blog/author/professional-planner/page/5) [6](https://insights.wlm.com.au/blog/author/professional-planner/page/6) [...](https://insights.wlm.com.au/blog/author/professional-planner/page/8) [8](https://insights.wlm.com.au/blog/author/professional-planner/page/8) ### Free Resources - [Whitepaper: How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download) - [Whitepaper: Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download) - [E-Guide: 7 financial mistakes of builders and tradies](https://explore.wlm.com.au/financial-mistakes-of-builders-and-tradies) - [E-Guide: Tax and accounting considerations for setting up an insurance underwriting agency in Australia](https://explore.wlm.com.au/tax-and-accounting-considerations-for-setting-up-an-insurance-underwriting-agency-in-australia) - [A guide to the Federal Budget 2025 - 26](https://explore.wlm.com.au/a-guide-to-the-federal-budget-2025-26) - [EOFY Tax Planning Webinar](https://youtu.be/xhf7yafx8YE?si=TuqCM5eEtWPP91lg) - [EOFY business checklist](https://explore.wlm.com.au/your-business-end-of-financial-year-checklist) ### Blog Categories - [Accounting (169)](https://insights.wlm.com.au/blog/tag/accounting) - [Business Owners (143)](https://insights.wlm.com.au/blog/tag/business-owners) - [Australian Taxation Laws (126)](https://insights.wlm.com.au/blog/tag/australian-taxation-laws) - [Financial Planning (88)](https://insights.wlm.com.au/blog/tag/financial-planning) - [Tax Planning (76)](https://insights.wlm.com.au/blog/tag/tax-planning) - [ATO (56)](https://insights.wlm.com.au/blog/tag/ato) - [Superannuation (54)](https://insights.wlm.com.au/blog/tag/superannuation) - [Professionals (40)](https://insights.wlm.com.au/blog/tag/professionals) - [Home Owners & Investors (34)](https://insights.wlm.com.au/blog/tag/home-owners-investors) - [Family Business (30)](https://insights.wlm.com.au/blog/tag/family-business) - [25/26 Financial Year (25)](https://insights.wlm.com.au/blog/tag/25-26-financial-year) - [Self Managed Super Funds (23)](https://insights.wlm.com.au/blog/tag/self-managed-super-funds) - [Renewable Energy & Environment (20)](https://insights.wlm.com.au/blog/tag/renewable-energy-environment) - [23/24 Financial Year (18)](https://insights.wlm.com.au/blog/tag/23-24-financial-year) - [Construction (18)](https://insights.wlm.com.au/blog/tag/construction) - [Trusts (18)](https://insights.wlm.com.au/blog/tag/trusts) - [24/25 Financial Year (17)](https://insights.wlm.com.au/blog/tag/24-25-financial-year) - [Case Studies (17)](https://insights.wlm.com.au/blog/tag/case-studies) - [Insurance Underwriting (16)](https://insights.wlm.com.au/blog/tag/insurance-underwriting) - [Personal Income Tax (13)](https://insights.wlm.com.au/blog/tag/personal-income-tax) - [Payroll Tax (9)](https://insights.wlm.com.au/blog/tag/payroll-tax) - [WLM News (9)](https://insights.wlm.com.au/blog/tag/wlm-news) - [22/23 Financial Year (8)](https://insights.wlm.com.au/blog/tag/22-23-financial-year) - [26/27 Financial Year (8)](https://insights.wlm.com.au/blog/tag/26-27-financial-year) ## Subscribe Stay up to date with tax and accounting news, and subscribe to our newsletter. 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