---
title: WLM Blog | Superannuation (5)
description: "Superannuation | More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.  \n (5)"
image: https://insights.wlm.com.au/hubfs/WLM%20Accounting%20Blog.jpg
---

[![WLM\_Logo\_RGB\_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=521&height=169&name=WLM_Logo_RGB_Orn50.png "WLM_Logo_RGB_Orn50")](http://wlm.com.au/)

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- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
    - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/)
- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

# News, views and more

More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.

### Most Recent

**[Categories](https://insights.wlm.com.au/blog/tag/superannuation/page/5#!)**

- [Accounting](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Self Managed Super Funds](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [Renewable Energy & Environment](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [23/24 Financial Year](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Construction](https://insights.wlm.com.au/blog/tag/construction)
- [Trusts](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [Payroll Tax](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year](https://insights.wlm.com.au/blog/tag/22-23-financial-year)
- [26/27 Financial Year](https://insights.wlm.com.au/blog/tag/26-27-financial-year)

[![Beware Share Market Hype](https://insights.wlm.com.au/hubfs/Share%20Market%20Hype%201200px.jpg)](https://insights.wlm.com.au/blog/beware-the-share-market-hype)

**Financial Planner**

 11 December 2020 —  2 min read

### [Beware the Share Market Hype](https://insights.wlm.com.au/blog/beware-the-share-market-hype)

Share markets around the world rallied in November on the back of a Biden US election victory plus vaccine optimism. In the US alone, $90bn flowed into equity funds in just three weeks!

I am reading articles stating that 2021 will be a great year in..

[Read more](https://insights.wlm.com.au/blog/beware-the-share-market-hype)

[![Mortgage vs super](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046-11.jpg)](https://insights.wlm.com.au/blog/mortgage-vs-super)

**Financial Planner**

 28 October 2020 —  2 min read

### [Paying extra into your mortgage vs super](https://insights.wlm.com.au/blog/mortgage-vs-super)

Many people ask the question about paying off one’s mortgage vs making super contributions. This is an interesting question especially in such a low interest rate market. Remember, for most people, putting extra cashflow into super (as Concessional..

[Read more](https://insights.wlm.com.au/blog/mortgage-vs-super)

[![WLM Director Stephen Buhlman and Dynamic Asset Portfolio Manager Dr Jerome Lander](https://insights.wlm.com.au/hubfs/Stephen%20Buhlman%20and%20Jerome%20Lander%20play%20icon%201200px.jpg)](https://insights.wlm.com.au/blog/webinar-your-2020-super-and-investments-survival-guide)

**Financial Planner**

 29 July 2020 —  1 min read

### [Webinar: Your 2020 Super and Investments Survival Guide](https://insights.wlm.com.au/blog/webinar-your-2020-super-and-investments-survival-guide)

2020 is proving to be the most challenging time for investment markets in a generation. The common advice from traditional financial advisers is to do nothing and ride it out. But this may not be the optimum approach for every investor, particularly..

[Read more](https://insights.wlm.com.au/blog/webinar-your-2020-super-and-investments-survival-guide)

[![Lower minimum pension drawdown rates](https://insights.wlm.com.au/hubfs/iStock-1142642249.jpg)](https://insights.wlm.com.au/blog/lower-minimum-pension-drawdown-rates)

**Financial Planner**

 21 July 2020 —  4 min read

### [Lower minimum pension drawdown rates](https://insights.wlm.com.au/blog/lower-minimum-pension-drawdown-rates)

On 22nd March 2020, the government announced a 50% reduction in the minimum income drawdown from account-based pensions and similar retirement products for the remainder of the 2019-20 and 2020-21 financial years.

[Read more](https://insights.wlm.com.au/blog/lower-minimum-pension-drawdown-rates)

[![Accounting Compliance: Tip lines, tax returns and STP](https://insights.wlm.com.au/hubfs/Tipe%20Lines%201200px.jpg)](https://insights.wlm.com.au/blog/tip-lines-tax-returns-and-stp)

![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg)

**Dan McGrath**

 13 July 2020 —  5 min read

### [Accounting Compliance: Tip lines, tax returns and STP](https://insights.wlm.com.au/blog/tip-lines-tax-returns-and-stp)

**We always knew that a Government scheme swiftly distributing cash during a crisis was going to come with equally swift compliance and review measures, particularly when eligibility was self-assessed. Two major Australian Taxation Office (ATO)..**

[Read more](https://insights.wlm.com.au/blog/tip-lines-tax-returns-and-stp)

[![Riding out a downturn is not always the smartest approach](https://insights.wlm.com.au/hubfs/Downside%20risk.png)](https://insights.wlm.com.au/blog/how-to-manage-your-investment-portfolios-for-downside-risk)

**Financial Planner**

 23 June 2020 —  2 min read

### [Riding out a downturn is not always the smartest approach](https://insights.wlm.com.au/blog/how-to-manage-your-investment-portfolios-for-downside-risk)

During market downturns, investors are typically advised to stick with their existing asset allocation that is based on a risk profile, rather than crystalise their losses. The advice is offered in the hope that the downturn will be short lived and..

[Read more](https://insights.wlm.com.au/blog/how-to-manage-your-investment-portfolios-for-downside-risk)

[![Tax and super changes for 1 July 2020? What's changing on 1 July?](https://insights.wlm.com.au/hubfs/Changes%201%20July.jpg)](https://insights.wlm.com.au/blog/tax__super_changes)

![Amanda Rogers](https://insights.wlm.com.au/hs-fs/hubfs/AR%20headshot.jpg?width=400&height=250&name=AR%20headshot.jpg)

**Amanda Rogers**

 15 June 2020 —  1 min read

### [Tax and Super: What’s changing on 1 July?](https://insights.wlm.com.au/blog/tax__super_changes)

Here is a summary list of the tax and super changes that come into effect on 1 July.

[Read more](https://insights.wlm.com.au/blog/tax__super_changes)

[![Financial security](https://insights.wlm.com.au/hubfs/Social%20(LkdI%2c%20FB%2c%20Twtr)%201200%20x%20628-Sep-09-2020-03-30-16-71-AM.png)](https://insights.wlm.com.au/blog/financial-security-starts-with-the-right-advice)

**Financial Planner**

 22 May 2020 —  4 min read

### [Financial security starts with the right advice](https://insights.wlm.com.au/blog/financial-security-starts-with-the-right-advice)

Today, approximately 500 super funds are operating in Australia, with assets approaching $3 trillion. Superannuation is either the largest single asset held by Australians or the second most valuable asset behind the family home. Making the most of..

[Read more](https://insights.wlm.com.au/blog/financial-security-starts-with-the-right-advice)

[![Tax, retirement and super tips for end of financial year 2019/2020 tax time](https://insights.wlm.com.au/hubfs/Tax%20Time%20Ind%201200%20x%20628%20px.png)](https://insights.wlm.com.au/blog/end-of-financial-year-2019/20)

**Financial Planner**

 20 May 2020 —  4 min read

### [End of Financial Year 2019/20: Super and tax tips for individuals](https://insights.wlm.com.au/blog/end-of-financial-year-2019/20)

The end of the financial year is fast approaching. Now is a great time to prepare and seek additional advice on the management of your superannuation and tax.

[Read more](https://insights.wlm.com.au/blog/end-of-financial-year-2019/20)

[![COVID-19 measures for self managed super funds (SMSF)](https://insights.wlm.com.au/hubfs/1200%20x%20628%20px%20Facebook%2c%20Twitter-6.png)](https://insights.wlm.com.au/blog/smsf)

**Financial Planner**

 12 May 2020 —  3 min read

### [COVID-19 measures for Self-Managed Super Funds (SMSF)](https://insights.wlm.com.au/blog/smsf)

The federal government’s COVID-19 support measures contain a range of specific requirements for self-managed super funds (SMSF). This article outlines the relevant measures and how to manage them.

[Read more](https://insights.wlm.com.au/blog/smsf)

<https://insights.wlm.com.au/blog/tag/superannuation/page/4> [1](https://insights.wlm.com.au/blog/tag/superannuation/page/1) [...](https://insights.wlm.com.au/blog/tag/superannuation/page/1) [2](https://insights.wlm.com.au/blog/tag/superannuation/page/2) [3](https://insights.wlm.com.au/blog/tag/superannuation/page/3) [4](https://insights.wlm.com.au/blog/tag/superannuation/page/4) [5](https://insights.wlm.com.au/blog/tag/superannuation/page/5) [6](https://insights.wlm.com.au/blog/tag/superannuation/page/6) <https://insights.wlm.com.au/blog/tag/superannuation/page/6>

### Free Resources

- [Whitepaper: How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Whitepaper: Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
- [E-Guide: 7 financial mistakes of builders and tradies](https://explore.wlm.com.au/financial-mistakes-of-builders-and-tradies)
- [E-Guide: Tax and accounting considerations for setting up an insurance underwriting agency in Australia](https://explore.wlm.com.au/tax-and-accounting-considerations-for-setting-up-an-insurance-underwriting-agency-in-australia)
- [A guide to the Federal Budget 2025 - 26](https://explore.wlm.com.au/a-guide-to-the-federal-budget-2025-26)
- [EOFY Tax Planning Webinar](https://youtu.be/xhf7yafx8YE?si=TuqCM5eEtWPP91lg)
- [EOFY business checklist](https://explore.wlm.com.au/your-business-end-of-financial-year-checklist)

### Blog Categories

- [Accounting (169)](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners (143)](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws (126)](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning (88)](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning (76)](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO (56)](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation (54)](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals (40)](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors (34)](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business (30)](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year (25)](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Self Managed Super Funds (23)](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [Renewable Energy & Environment (20)](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [23/24 Financial Year (18)](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Construction (18)](https://insights.wlm.com.au/blog/tag/construction)
- [Trusts (18)](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year (17)](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies (17)](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting (16)](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax (13)](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [Payroll Tax (9)](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News (9)](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year (8)](https://insights.wlm.com.au/blog/tag/22-23-financial-year)
- [26/27 Financial Year (8)](https://insights.wlm.com.au/blog/tag/26-27-financial-year)

## Subscribe

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The information contained in the WLM website, has been prepared from a wide variety of sources, which WLM, to the best of its knowledge and belief, considers accurate. WLM does not however warrant the accuracy of the information and forecasts possibly contained in the WLM website. No visitor to the site should rely upon the information and/or recommendations contained in the WLM website. WLM strongly recommends that all prospective purchasers of securities should make their own inquiries and seek professional advice before acting on any of the information contained in the WLM website. Should you wish to seek advice, please feel welcome to [contact us](http://wlm.advisclient.com.au/contact/).