WLM Blog

insurance accounting and the serious complexities

Written by Dan McGrath | Aug 20, 2019 4:57:21 AM

Why should you consider WLM Accounting over the Big4 for setting up your insurance underwriting company in Australia?

For insurance companies setting up in Australia, engaging one of the big four accounting firms might seem the logical solution to setting up a back office. The Big4 firms undeniably have a wealth of resources and a global reputation, which can be reassuring for businesses entering a new market. They offer a broad range of services and have a sizeable workforce capable of handling large-scale operations. However, this breadth can sometimes come at the cost of personalised service, particularly for niche sectors like insurance underwriting, who are operating in one of the most compliance-intensive settings in Australia. The sheer size and structure of Big4 firms can lead to a more standardised approach, which might not always cater to the specific needs of an insurance company navigating the intricate Australian regulatory landscape.

In reality, multinational insurance firms gain much advantage by partnering instead with a boutique accounting services firm like WLM. Unlike the Big4, WLM Accounting offers a tailored and flexible approach, focusing on the unique requirements of each client. WLM Accounting is the preferred accountant of the Underwriting Agencies Council of Australia. Having helped several multinational insurance firms and their employees establish here, we’re deeply familiar with the insurance sector. Our boutique size enables us to provide a high level of personal attention and customised solutions that large firms might find challenging to deliver.

We understand the daunting list of registrations, processes and other steps an insurance business must take to comply with Australian regulations before they can start trading. Our expertise extends beyond basic compliance; we delve deep into the intricacies of the insurance industry to ensure that every aspect of your business is optimised for efficiency and compliance. In addition, we’ll make sure that any employee share programs or other benefits deliver the intended assistance to staff in the most tax-effective manner for the company. We know that employee satisfaction and cost-effectiveness are crucial for your business, and we tailor our strategies to maximise both.

We’ve dealt extensively with ASIC, the Australian Securities and Investment Commission, and can take insurance firms through this notoriously complex and laborious registration process. Our experience with ASIC means we can anticipate potential hurdles and address them proactively, ensuring a smoother transition into the Australian market.

If you would like assistance with setting up operations in Australia or navigating the ASIC, tax and accounting challenges facing insurance underwriting businesses, reach out to WLM today.