---
title: WLM Blog (26)
description: "More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.  \n (26)"
image: https://insights.wlm.com.au/hubfs/WLM%20Accounting%20Blog.jpg
---

[![WLM_Logo_RGB_Orn50](https://insights.wlm.com.au/hs-fs/hubfs/WLM_Logo_RGB_Orn50.png?width=521&height=169&name=WLM_Logo_RGB_Orn50.png "WLM_Logo_RGB_Orn50")](http://wlm.com.au/)

- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
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- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

[Login](https://clientlogin-us2.karbonhq.com/4Frhz6cPZq6r)

- [About](https://www.wlm.com.au/about/)
- [Services](https://www.wlm.com.au/services/) 
    - [Tax & Compliance](https://www.wlm.com.au/services/tax-and-compliance/)
    - [Strategy & Advice](https://www.wlm.com.au/services/strategy-and-advice/)
- [Clients](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy & Environment](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based & Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [Insights & Case Studies](https://insights.wlm.com.au/blog) 
    - [Blog](https://insights.wlm.com.au/blog)
    - [Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
    - [How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Contact](https://www.wlm.com.au/contact/)

# News, views and more

More than a blog, this page is where we release our latest market insights, case studies and other timely content. Check back often.

### Most Recent

**[Categories](https://insights.wlm.com.au/blog/page/26#!)**

- [Accounting](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Renewable Energy & Environment](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [Self Managed Super Funds](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [23/24 Financial Year](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Construction](https://insights.wlm.com.au/blog/tag/construction)
- [Trusts](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [Payroll Tax](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year](https://insights.wlm.com.au/blog/tag/22-23-financial-year)
- [26/27 Financial Year](https://insights.wlm.com.au/blog/tag/26-27-financial-year)

[![Common investment traps](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image%202000%20x%201046-2.jpg)](https://insights.wlm.com.au/blog/common_investment_mistakes)

**Financial Planner**

 30 January 2020 —  2 min read

### [Many investors are guilty of committing these 3 investment mistakes](https://insights.wlm.com.au/blog/common_investment_mistakes)

We have been in a bull market since the GFC (2008). Because of this prolonged cycle of bullish prosperity, many investors have become complacent in their investment strategy as they expect the traditional asset market (shares) to continue to go up...

[Read more](https://insights.wlm.com.au/blog/common_investment_mistakes)

[![CGT main residence exemption abolished](https://insights.wlm.com.au/hubfs/WLM_landtaxsocials.jpg)](https://insights.wlm.com.au/blog/main_residence_exemption_abolished)

![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg)

**Dan McGrath**

 13 January 2020 —  6 min read

### [Main residence exemption abolished for non-residents and other tax issues to be aware of when moving overseas](https://insights.wlm.com.au/blog/main_residence_exemption_abolished)

On 12 December 2019, a law change means non-residents can no longer claim the Capital Gains Tax (CGT) main residence exemption unless, when a CGT event happens to their residential property in Australia, you were a foreign resident for tax purposes..

[Read more](https://insights.wlm.com.au/blog/main_residence_exemption_abolished)

[![Employer shortfall exemption certificate](https://insights.wlm.com.au/hubfs/WLM_GP_Blog.jpg)](https://insights.wlm.com.au/blog/employer_shortfall_exemption_certificate)

![Amanda Rogers](https://insights.wlm.com.au/hs-fs/hubfs/AR%20headshot.jpg?width=400&height=250&name=AR%20headshot.jpg)

**Amanda Rogers**

 19 December 2019 —  2 min read

### [Super guarantee opt-out for employees with multiple employers](https://insights.wlm.com.au/blog/employer_shortfall_exemption_certificate)

Employees with multiple employers can now opt-out of the superannuation guarantee from all but one employer.

Employers are required to pay 9.5% superannuation guarantee for all eligible employees. But what happens if you are an employee with..

[Read more](https://insights.wlm.com.au/blog/employer_shortfall_exemption_certificate)

[![WLM Financial client portal](https://insights.wlm.com.au/hubfs/Untitled-1.jpg)](https://insights.wlm.com.au/blog/wlm-launches-new-client-portal)

![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg)

**Dan McGrath**

 17 December 2019 —  2 min read

### [WLM Launches new client portal](https://insights.wlm.com.au/blog/wlm-launches-new-client-portal)

We're delighted to announce WLM Financial have recently introduced a brand new client portal. We're very excited by the functionality our portal will give WLM and our clients to exchange information more safely and securely than via email. The basic..

[Read more](https://insights.wlm.com.au/blog/wlm-launches-new-client-portal)

[![Capital gains tax investment property](https://insights.wlm.com.au/hubfs/PropDev_blog_newsletter.jpg)](https://insights.wlm.com.au/blog/capital_gains_tax)

![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg)

**Dan McGrath**

 17 December 2019 —  3 min read

### [Thinking of developing a property? Unexpected costs & how to avoid them](https://insights.wlm.com.au/blog/capital_gains_tax)

If you have a small property development project in mind, there are some essential factors to consider before purchasing that dream block. A range of taxes, duties and other unexpected costs can quickly add up.

[Read more](https://insights.wlm.com.au/blog/capital_gains_tax)

[![Advice](https://insights.wlm.com.au/hubfs/1.blog-post-LM.jpg%20-%20Paint-2.png)](https://insights.wlm.com.au/blog/part-1-voices-of-experience-advice-legends-tell-their-stories)

**Financial Planner**

 29 November 2019 —  1 min read

### [\[Part 1\] Voices of experience: Advice legends tell their stories](https://insights.wlm.com.au/blog/part-1-voices-of-experience-advice-legends-tell-their-stories)

The voices of individuals who have built businesses, who have lived through market crashes and recoveries, and who have the context of history to guide them into the future have never been as valuable.

[Read more](https://insights.wlm.com.au/blog/part-1-voices-of-experience-advice-legends-tell-their-stories)

[![Discretionary trust](https://insights.wlm.com.au/hubfs/WLM_Discretionaytrust_blog.jpg)](https://insights.wlm.com.au/blog/important-update-on-discretionary-trusts)

![Dan McGrath](https://insights.wlm.com.au/hs-fs/hubfs/WLM-ingrid-photography--0039%20-%20Copy.jpg?width=400&height=250&name=WLM-ingrid-photography--0039%20-%20Copy.jpg)

**Dan McGrath**

 28 November 2019 —  1 min read

### [Important update on discretionary trusts](https://insights.wlm.com.au/blog/important-update-on-discretionary-trusts)

The NSW government recently introduced a bill whereby **virtually all discretionary trusts** may be deemed to be foreign trusts, regardless of whether they have any foreign connection or not. 

[Read more](https://insights.wlm.com.au/blog/important-update-on-discretionary-trusts)

[![Estate Planning](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image_1200%20x%20630_Estateplanning.jpg)](https://insights.wlm.com.au/blog/estate_planning)

**Financial Planner**

 21 November 2019 —  4 min read

### [Estate planning: How to protect your family from the unexpected.](https://insights.wlm.com.au/blog/estate_planning)

Our lives are increasingly busy and complicated. Your business, your job, your family and your health each require time and attention. But, finding time for everything is tough, andthings get overlooked. One area often missed is planning for the..

[Read more](https://insights.wlm.com.au/blog/estate_planning)

[![FAWhatyouneedtoknow_Blog_cCt19-1](https://insights.wlm.com.au/hubfs/FAWhatyouneedtoknow_Blog_cCt19-1.jpg)](https://insights.wlm.com.au/blog/what-you-need-to-know-about-paying-for-financial-advice)

**Financial Planner**

 06 November 2019 —  5 min read

### [What you need to know about paying for financial advice](https://insights.wlm.com.au/blog/what-you-need-to-know-about-paying-for-financial-advice)

If you’re thinking about using a financial adviser, you will want to know how the process works, the costs involved and if you’re getting value for money. In Australia, financial advisers typically use one of two fee structures to charge for..

[Read more](https://insights.wlm.com.au/blog/what-you-need-to-know-about-paying-for-financial-advice)

[![Blog Featured Image_1200 x 630_Super amnesty](https://insights.wlm.com.au/hubfs/Blog%20Featured%20Image_1200%20x%20630_Super%20amnesty.jpg)](https://insights.wlm.com.au/blog/super-guarantee-amnesty-resurrected)

![Amanda Rogers](https://insights.wlm.com.au/hs-fs/hubfs/AR%20headshot.jpg?width=400&height=250&name=AR%20headshot.jpg)

**Amanda Rogers**

 22 October 2019 —  3 min read

### [Super Guarantee Amnesty Resurrected](https://insights.wlm.com.au/blog/super-guarantee-amnesty-resurrected)

The Government has resurrected the Superannuation Guarantee (SG) amnesty giving employers that have fallen behind with their SG obligations the ability to “self-correct.” This time however, the incentive of the amnesty is strengthened by harsh..

[Read more](https://insights.wlm.com.au/blog/super-guarantee-amnesty-resurrected)

<https://insights.wlm.com.au/blog/page/25> [1](https://insights.wlm.com.au/blog/page/1) [...](https://insights.wlm.com.au/blog/page/21) [24](https://insights.wlm.com.au/blog/page/24) [25](https://insights.wlm.com.au/blog/page/25) [26](https://insights.wlm.com.au/blog/page/26) [27](https://insights.wlm.com.au/blog/page/27) [28](https://insights.wlm.com.au/blog/page/28) <https://insights.wlm.com.au/blog/page/27>

### Free Resources

- [Whitepaper: How to minimise tax & risk with business structure](https://explore.wlm.com.au/business-structure-whitepaper-download)
- [Whitepaper: Buying a property with a business partner](https://explore.wlm.com.au/buying_a_property_with_a_business_partner_download)
- [E-Guide: 7 financial mistakes of builders and tradies](https://explore.wlm.com.au/financial-mistakes-of-builders-and-tradies)
- [E-Guide: Tax and accounting considerations for setting up an insurance underwriting agency in Australia](https://explore.wlm.com.au/tax-and-accounting-considerations-for-setting-up-an-insurance-underwriting-agency-in-australia)
- [A guide to the Federal Budget 2025 - 26](https://explore.wlm.com.au/a-guide-to-the-federal-budget-2025-26)
- [EOFY Tax Planning Webinar](https://youtu.be/xhf7yafx8YE?si=TuqCM5eEtWPP91lg)
- [EOFY business checklist](https://explore.wlm.com.au/your-business-end-of-financial-year-checklist)

### Blog Categories

- [Accounting (166)](https://insights.wlm.com.au/blog/tag/accounting)
- [Business Owners (143)](https://insights.wlm.com.au/blog/tag/business-owners)
- [Australian Taxation Laws (123)](https://insights.wlm.com.au/blog/tag/australian-taxation-laws)
- [Financial Planning (88)](https://insights.wlm.com.au/blog/tag/financial-planning)
- [Tax Planning (76)](https://insights.wlm.com.au/blog/tag/tax-planning)
- [ATO (53)](https://insights.wlm.com.au/blog/tag/ato)
- [Superannuation (51)](https://insights.wlm.com.au/blog/tag/superannuation)
- [Professionals (40)](https://insights.wlm.com.au/blog/tag/professionals)
- [Home Owners & Investors (34)](https://insights.wlm.com.au/blog/tag/home-owners-investors)
- [Family Business (30)](https://insights.wlm.com.au/blog/tag/family-business)
- [25/26 Financial Year (22)](https://insights.wlm.com.au/blog/tag/25-26-financial-year)
- [Renewable Energy & Environment (20)](https://insights.wlm.com.au/blog/tag/renewable-energy-environment)
- [Self Managed Super Funds (20)](https://insights.wlm.com.au/blog/tag/self-managed-super-funds)
- [23/24 Financial Year (18)](https://insights.wlm.com.au/blog/tag/23-24-financial-year)
- [Construction (18)](https://insights.wlm.com.au/blog/tag/construction)
- [Trusts (18)](https://insights.wlm.com.au/blog/tag/trusts)
- [24/25 Financial Year (17)](https://insights.wlm.com.au/blog/tag/24-25-financial-year)
- [Case Studies (17)](https://insights.wlm.com.au/blog/tag/case-studies)
- [Insurance Underwriting (16)](https://insights.wlm.com.au/blog/tag/insurance-underwriting)
- [Personal Income Tax (13)](https://insights.wlm.com.au/blog/tag/personal-income-tax)
- [Payroll Tax (9)](https://insights.wlm.com.au/blog/tag/payroll-tax)
- [WLM News (9)](https://insights.wlm.com.au/blog/tag/wlm-news)
- [22/23 Financial Year (8)](https://insights.wlm.com.au/blog/tag/22-23-financial-year)
- [26/27 Financial Year (5)](https://insights.wlm.com.au/blog/tag/26-27-financial-year)

## Subscribe

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###### Contact

WLM Financial Services Pty Limited  
Level 20, 56 Pitt Street, Sydney NSW 2000  
GPO Box 5025, Sydney NSW 2001

**T** [02 9221 7777](tel:292217777)

###### Social

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- [TAX & COMPLIANCE](https://www.wlm.com.au/services/tax-and-compliance/) 
    - [Business Tax](https://www.wlm.com.au/services/tax-and-compliance/business-tax/)
    - [Company Secretarial](https://www.wlm.com.au/services/tax-and-compliance/company-secretarial/)
    - [Self-managed Super Funds](https://www.wlm.com.au/services/tax-and-compliance/self-managed-super-funds/)
    - [Personal Taxes](https://www.wlm.com.au/services/tax-and-compliance/personal-taxes/)
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- [STRATEGY & ADVICE](https://www.wlm.com.au/services/strategy-and-advice/) 
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    - [Outsourced CFO](https://www.wlm.com.au/services/strategy-and-advice/outsourced-cfo/)
    - [Business Sales](https://www.wlm.com.au/services/strategy-and-advice/business-sales/)
    - [International Business](https://www.wlm.com.au/services/strategy-and-advice/international-business/)
    - [Our Trusted Advisor Network](https://www.wlm.com.au/services/strategy-and-advice/trusted-advisor-network/)
- [CLIENTS](https://www.wlm.com.au/clients/) 
    - [Construction & Trades](https://www.wlm.com.au/clients/construction/)
    - [Family Business](https://www.wlm.com.au/clients/family-business/)
    - [Insurance Underwriting, Insurance Brokers & Financial Services](https://www.wlm.com.au/clients/insurance-and-financial-services/)
    - [Renewable Energy Projects & Asset Managers](https://www.wlm.com.au/clients/renewable-energy-and-environment/)
    - [Service-based and Other Business](https://www.wlm.com.au/clients/service-based-and-other-business/)
- [OTHER](http://wlm.com.au/about/) 
    - [Resources](https://insights.wlm.com.au/blog)
    - [About](http://wlm.com.au/about/)
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###### [Insights](https://insights.wlm.com.au/blog)

###### Legal Notices

The information contained in the WLM website, has been prepared from a wide variety of sources, which WLM, to the best of its knowledge and belief, considers accurate. WLM does not however warrant the accuracy of the information and forecasts possibly contained in the WLM website. No visitor to the site should rely upon the information and/or recommendations contained in the WLM website. WLM strongly recommends that all prospective purchasers of securities should make their own inquiries and seek professional advice before acting on any of the information contained in the WLM website. Should you wish to seek advice, please feel welcome to [contact us](http://wlm.advisclient.com.au/contact/).